AASRA Social Security Scheme for BPL Families, Widows and Destitute. A Governement Scheme.

AASRA scheme is a special financial scheme to provide financial support to the families who are deprived of financial support due to some reasons.
aasra scheme, a social security scheme j&K

The main aim of AASRA Scheme is to provide Social Security cover to  the follwing groups:
1. All widows, Destitute residing in Jammu and Kasmir
2. BPL families and bread winner of such families whose annual income is less than Rs. 75000/- 
The Scheme provides social and financial security to eligible beneficiaries and provide zero balance saving bank account to avail the insurance cover benefits under which the state government would pay or reimburse premium for a period of five year for the following two schemes:

a)Pridhanmantri Suraksha Bima Yojana

b) Pridhanmantri Jeevan Jyoti Bima Yojana

1. Pardhanmantri Suraksha Bima Yojana (PMSBY): 

Eligibility Conditions for PMSBY: 

 Premium of Rs. 12/- per annum.  
Any person in the age group of 18 to 70 yrs having bank account and Aadhar No. linked to the Bank account are to be covered and who can give a simple form every year before Ist of June in order to joint the scheme. 
Name of the nominee to be given in the form.

Payment Mode of PMSBY:- 

The premium will be auto debited by the Bank from the subscribers account.  

Risk Coverage under PMSBY

For accidental death and full disability Rs. 2.00 lakh and for partial disability Rs. 1.00 lakh.  
Terms of Risk coverage: A person has to opt for the scheme every year he can also prefer a long term option of continuing in which case his account will be auto-debited every year by the bank.

Who will implement the Scheme PMSBY? : 

The Scheme will be offered by all public Sector General Insurance Companies and all other insures who are willing to join the scheme and tie-up with banks for this purpose.  

Nodal Agency:- Social Welfare Department.  
The Deputy Commissioners being Administrative Head of the Districts will also held a key role to actualize the scheme and for the deeper penetration to include all the beneficiaries.  
The District Social Welfare Officers will submit the reports of publicity campaigns conducted in the areas and also enrolment of the beneficiaries on daily basis.
The application form are available on website www.jansurakhsha.Gov.in/www.financialservices.gov.in or contact Tehsil Social Welfare Officer/District Social Welfare Officer

Now any one can apply online for this scheme under the new portal  launched by lieutenant governor Jkeservice

2. Pardhanmantri Jeevan Jyoti Bima Yojana (PMJJBY):

  Implementing Agency: Social Welfare Department.

Eligibility Conditions PMJJBY:  

A person available in the age group of 18 to 50 yrs and having a bank account can however continue to have the risk of life upto the age of 55 yrs subject to payment of premium. Rs. 333/- per annum, it will be auto debited in one installment.

Payment Mode under PMJJBY: 

The payment of premium will be directly auto- debited by the bank from the subscribers account.

Risk coverage under PMJJB: 

Rs. 2.00 lakh in case of death for any reason. The application form are available on website www.jansurakhsha.Gov.in/www.financialservices.gov.in or contact Tehsil Social Welfare Officer/District Social Welfare Officer 

Now any one can apply online for this scheme under the new portal  launched by lieutenant governor Jkeservice

To read more about online services available in J&K state click Online service portal





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